Families often rely heavily on one income earner.  Should something happen to that person, the family could struggle to pay for basics such as mortgage payments or rent, rates, power and food.  Because every family is different we take the time to understand your situation and give you the very best advice.  We often find that these key income earners are underinsured and the non-income earner is over insured.  Feel free to contact us if you want to discuss your situation and ensure the right cash is in the right hands at the right time.   P 06 280 5276   M 021 224 7708    E bradc@bcia.co.nz